Terms and Conditions ("T&C")

Last updated on: Feb 11, 2026

These GTC apply to all services ("Services") provided by Core Funded (Fingrow LTD) (hereinafter "Core Funded", "we", "us" or "provider"), primarily via the website www.corefunded.io (the "Website").

Please read these terms carefully. You may not use our Services if you do not fully understand or accept these GTC – or parts thereof.


1. BASIC PROVISIONS

1.1. Contracting parties and scope

1.1.1. These GTC govern the contractual relationship between Core Funded and you ("Customer" or "you") regarding the use of all Services offered by Core Funded.

1.1.2. The Services include in particular evaluations (Two-Step Challenge, One-Step Challenge, Instant Funding), analysis services, simulated trading accounts ("demo accounts") and/or other additional services ("Add-Ons").

1.1.3. The contract language is German. Even if we provide additional language versions (e.g. English), the German version shall be authoritative in case of doubt.

1.2. Conclusion of contract

1.2.1. The contract between Core Funded and the customer is concluded as soon as the customer registers on the Website or orders a Service and Core Funded confirms this order or registration (e.g. by e-mail).

1.2.2. These GTC become part of the contract upon confirmation or by use of the Services.

1.3. Minimum age and restrictions

1.3.1. Our Services are only available to persons over 18 years of age.

1.3.2. Furthermore, you may only use the Services in countries where such Services are legally permitted.

1.4. Excluded jurisdictions

1.4.1. We do not accept customers from Afghanistan, Belarus, Burundi, Central African Republic, Republic of the Congo, Cuba, Crimea, Democratic Republic of the Congo, Eritrea, Guinea, Guinea-Bissau, Iran, Iraq, Liberia, Libya, Myanmar, North Korea, Papua New Guinea, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Yemen and Zimbabwe ("Restricted Jurisdictions").

1.4.2. If you violate these requirements or are subject to international sanctions, we reserve the right to immediately lock or terminate your account.

1.5. No offering of financial services

1.5.1. Core Funded is not a broker, investment advisor or financial services provider within the meaning of the German Securities Trading Act (WpHG) or comparable regulations.

1.5.2. All displayed accounts with virtual balances are for educational and training purposes only in a simulated environment.

1.6. No investment advice

1.6.1. We do not provide personalized investment recommendations or risk advice for real trading decisions. All trades you execute in the simulated environment are at your own risk and do not constitute a recommendation to replicate such trades in real markets.

1.7. Relationship to consumer protection provisions

1.7.1. If you are a consumer within the meaning of § 13 BGB, you have the mandatory rights under the applicable statutory provisions (e.g. BGB, distance selling law, GDPR).

1.7.2. Provisions in these GTC that are intended exclusively for entrepreneurs will be indicated accordingly.

1.8. KYC/AML/CTF checks

1.8.1. As part of Know-Your-Customer (KYC) processes, Core Funded may require identification documents, proof of residence and other documentation in order to fulfill legal obligations regarding anti-money laundering (AML) and counter-terrorism financing (CTF).

1.8.2. If such requested documents are not provided, we are entitled to lock your account or terminate the contractual relationship.

1.8.3. Further details on our AML and CTF policies can be found at: https://docs.corefunded.io/rechtliche-hinweise/aml-ctf

1.9. Risk notice

1.9.1. You acknowledge that trading financial instruments (e.g. forex, CFDs, commodities, cryptocurrencies) involves substantial risks (including the possibility of total loss).

1.9.2. Results from demo trading cannot be transferred one-to-one to real trading accounts.

1.9.3. Nothing in these GTC is to be interpreted as meaning that Core Funded is subject to the supervision of BaFin or a comparable authority. Core Funded does not provide services that require regulatory licensing or approval, in particular no investment advice or portfolio management.


2. SCOPE OF SERVICES

2.1. Simulated trading accounts / evaluation programs

2.1.1. Core Funded provides so-called demo accounts in which users can trade virtually to test their strategies or meet certain evaluation criteria (such as profit targets, drawdown limits).

2.1.2. The offering of a "Two-Step Challenge", "One-Step Challenge" or "Instant Funding" grants the user the opportunity to receive a simulated funding model upon successful fulfillment of certain conditions.

2.2. Scope of services

2.2.1. The exact requirements (profit targets, drawdowns, daily risk limits, etc.) are communicated on our Website prior to conclusion of the contract.

2.2.2. Core Funded reserves the right to change, replace or supplement content, tools, software, market analyses or prices at any time.

2.3. Types of challenges

2.3.1. Core Funded offers three different challenge models:

  • Instant Funding: Immediate access to synthetic capital without a profit target

  • One-Step Challenge: One phase with a 10% profit target

  • Two-Step Challenge: Two phases with 10% and 5% profit targets

2.3.2. Available capital: $5,000 to $200,000, scalable up to $3,200,000


3. ORDER, FEES AND PAYMENT

3.1. Ordering process

3.1.1. Orders are placed online via our Website. The customer selects the desired Service (e.g. size of the evaluation) and any optional Add-Ons.

3.1.2. A contract is deemed concluded as soon as Core Funded confirms receipt of payment.

3.2. Fees

3.2.1. All fees (e.g. evaluation participation fees) are listed on the Website. The amounts stated generally include all applicable taxes, unless otherwise indicated.

3.2.2. The amount of the fee depends, among other things, on account size, risk profile and chosen Add-Ons.

3.3. Payment methods

3.3.1. We accept credit/debit cards, bank transfers and, where applicable, cryptocurrencies (e.g. BTC, USDT).

3.3.2. The customer bears all transaction fees charged by their bank or payment provider.

3.4. Due date and default

3.4.1. Unless otherwise agreed, fees are due immediately.

3.4.2. If payment is not made within the specified timeframe, Core Funded may cancel the order or deny the customer access to the Services.

3.5. Non-refundable fees

3.5.1. Unless expressly provided in an offer, all fees paid are non-refundable (e.g. if the evaluation is not passed).

3.5.2. Returned payments or unjustified chargebacks may result in immediate account suspension.

3.6. Discounts / repeats

3.6.1. If we grant discounts (e.g. 15% discount for repeat participation), these may not be combined with other concessions unless expressly confirmed in writing.


4. CUSTOMER AREA AND USER ACCOUNTS

4.1. Registration and customer account

4.1.1. Unless otherwise agreed in writing, each customer may only maintain one customer account ("Client Section").

4.1.2. The customer is obliged to provide truthful and up-to-date information for registration.

4.2. Login details and security

4.2.1. The customer must treat login details confidentially and is responsible for all actions carried out under his account.

4.2.2. In case of suspected misuse (e.g. unauthorized access), Core Funded must be notified immediately.

4.3. Availability of the Services

4.3.1. Core Funded strives for high availability. However, technical malfunctions, maintenance work or force majeure may lead to temporary interruptions.

4.3.2. There is no entitlement to constant, uninterrupted use.

4.4. Multiple accounts and IP overlaps

4.4.1. If multiple persons in the same household or under the same IP address access Core Funded, Core Funded may request additional verification documents to ensure that they are different customers.

4.4.2. Circumventing limits or policies by using multiple accounts may result in immediate closure of the respective accounts.

4.4.3. The customer is obliged to treat all non-public information or documents that he receives when using our Services (e.g. market data, internal analyses) as confidential and may not disclose them to third parties without our prior written consent.


5. DEMO TRADING AND PROHIBITED PRACTICES

5.1. Nature of demo trading

5.1.1. During simulated (demo) trading on the platform you may execute any transactions unless they violate these GTC or constitute prohibited trading strategies pursuant to section 5.3.

5.1.2. All account balances shown in evaluation or instant funding programs are strictly virtual. No real exchange of money takes place; all profits and losses are part of a simulated scenario.

5.1.3. You are still obliged to adhere to market standards and practices for trading on financial markets (e.g. risk management rules). Additional restrictions may arise from the terms of the trading platform you choose.

5.1.4. You acknowledge that you can interrupt or stop your simulated trading on the platform at any time. Core Funded gives no assurance that simulated gains or performance can be replicated in real trading environments.

5.2. Access to and use of data

5.2.1. Access to your simulated trades Core Funded reserves the right to review all demo trading data (e.g. transaction history, positions, profits/losses).

5.2.2. Disclosure to affiliated companies You grant Core Funded your consent to share such information with companies or entities affiliated with Core Funded. Core Funded and its affiliated companies are entitled to handle such data without additional consent, notice or compensation from you.

5.2.3. No investment advice The simulated (demo) trading does not constitute investment advice or a recommendation from you to Core Funded or third parties. Core Funded assumes no responsibility if you base real market decisions on information or insights from demo trading.

5.2.4. Liability for market data Core Funded accepts no responsibility for the accuracy, timeliness or completeness of price, market or statistical data displayed within the trading platform or via the customer area. The statutory or contractual liability provisions of Core Funded (see section 9 where applicable) remain unaffected.

5.3. Prohibited trading practices

The following trading activities are strictly prohibited on the Core Funded platform:

Consistency of trading strategy

You must use the same strategy during the challenge and funding phase. It is not permitted to:

  • Use one strategy to pass the challenge and then switch to another

  • Example: Expert Advisor during the challenge and manual trading after funding

System exploitation and market manipulation

The following practices are strictly forbidden:

  • Exploiting system errors: Profiting from price errors or platform malfunctions

  • Latency arbitrage: Exploiting delays in price feeds

  • Insider trading: Using non-public information

  • Front-running: Profiting from upcoming customer orders or internal information

Violations will result in immediate account suspension and exclusion from our platform.

Broker relationships and compliance

Trading activities that are prohibited include those that:

  • Could jeopardize the relationship between Core Funded and our broker

  • Lead to cancelled trades

  • Cause regulatory issues for the broker

High-risk and gambling practices

All-or-nothing trading: Executing extremely risky trades where a single trade could lead to the total loss of the account is prohibited.

Gambling definition at Core Funded: The following are considered gambling:

  • More than 50% of trades with a holding period under one minute

  • Trading without an identifiable strategy or market analysis

One-sided bets

The following speculative practices are prohibited:

  • Aggressive position scaling: Excessively adding to profitable trades or averaging down on losing trades beyond reasonable risk limits

  • Multiple positions on losing trades: Opening three or more positions on a losing trade

  • Excessive margin usage: Using more than 50% of available margin

    • Example: A 2-lot position on XAUUSD already requires over 50% of the margin limit on a $50,000 account

  • Unhedged position scaling: Adding multiple positions without hedging earlier trades (e.g. stop-loss at break-even)

Note: Our risk management team may grant exceptions after individual analysis of trading behavior.

Abuse of the trading environment

Abuse of our synthetic trading environment includes:

  • Consistently executing large-volume trades without an identifiable strategy

  • Ignoring basic market analysis and risk management

  • Providing unreliable trading data

Consequences of abuse:

  1. First warning: Written reprimand

  2. Second violation: Temporary trading restrictions

  3. Serious violations: Account suspension or termination

5.4. Reserved rights of Core Funded

5.4.1. Immediate measures on suspicion Core Funded reserves the right, in case of suspected rule violation, unfair or illegal behavior, to take the following measures immediately and without prior notice:

  • Immediate account closures

  • Refusal or suspension of withdrawals

  • Blocking access to all Services

  • Termination of the business relationship

5.4.2. No obligation to provide reasons For security reasons and to protect the integrity of our platform, we are not obliged to communicate to the customer the specific reasons for our measures or to disclose which specific rules are considered violated.

5.4.3. Finality of the decision The decision of Core Funded regarding suspected violations is final. There is no entitlement to restore the account or to payout frozen funds in the case of a well-founded suspicion.

5.5. Detection and consequences

If Core Funded detects prohibited trading practices:

  • Your participation can be terminated immediately

  • All fees paid are forfeited

  • All trading activities will be reviewed prior to issuing a funded account

  • If violations are detected, the account will be closed and all profits confiscated

5.6. Consequences of rule violation

If a violation of prohibited trading practices is detected on your account, it will be suspended and will no longer be eligible for future withdrawals. However, you will then have the option to purchase a new account at a discounted price.

5.7. Risk limitation

Core Funded reserves the right to impose specific risk limits on any trader's account if deemed necessary to ensure responsible trading practices. Our team actively monitors trading behavior to ensure it aligns with our standards for a safe and fair trading environment. If we detect excessive risk-taking, we may impose restrictions, such as limiting the risk per trading idea to a maximum of 1% of the original account balance.

Consequences of failing to comply with risk limits: Failure to comply with these risk limits after receiving notification will result in immediate account suspension. Accounts closed under these conditions are not eligible for withdrawals, and no further claims will be granted. These measures are intended to promote disciplined trading habits and ensure account stability. Risk limits may be reviewed and possibly lifted if consistent adherence to safe trading practices is demonstrated over time.

5.8. Disclaimer for external real trading

5.8.1. No responsibility for external use Core Funded accepts no responsibility for your real trading or other investment activities outside the demo environment, even if you use information or strategies from our customer area or the trading platform.

5.8.2. Market fluctuations Financial markets are subject to frequent and significant fluctuations. Trading can lead to substantial financial losses; past performance (in particular simulated profits) does not guarantee future results.


6. CHALLENGE PROGRAMS AND TRADING RULES

6.1. Trading period

There is at Core Funded no time limit for reaching the profit targetsYou can trade for as long as you want – completely without pressure or expiry date.

6.2. Profit target

The profit target is the amount you must reach to successfully complete the challenge and gain access to a funded account.

Overview of all models

Instant Funding

No profit target

-

1-Step Challenge

10% profit

-

2-Step Challenge

10% profit

5% profit

INSTANT FUNDING

For Instant Funding there is no profit target – you can start trading immediately and make profits.

1-STEP CHALLENGE

For the 1-Step Challenge you must reach a profit target of 10% of the starting capital.

Example ($100,000 account):

  • Starting capital: $100.000

  • Profit target: $10,000 (10% of $100,000)

  • Target account balance: $110.000

  • After success: Funded Account without further profit targets

2-STEP CHALLENGE

In the 2-step Challenge you must reach two consecutive profit targets.

Phase 1: 10% profit target

  • 10% profit required from the original account balance

  • All trading rules must be followed

  • After success: Proceed to Phase 2

Phase 2: 5% profit target

  • 5% profit required from the original account balance

  • Account balance is reset to the original size

  • After success: Access to the Funded Account

Example ($100,000 account):

Phase 1:

  • Starting capital: $100.000

  • Profit target: $10.000 (10%)

  • Success at: $110,000 or more

Phase 2:

  • Starting capital: $100,000 (Reset)

  • Profit target: $5.000 (5%)

  • Success at: $105,000 or more

Important notes about the profit target

Calculation of the profit target The profit target is always calculated from the original account balance calculated:

What counts towards the profit?

  • ✅ All realized profits from closed positions

  • Unrealized profits from open positions do NOT count

  • ❌ Swap fees and commissions are deducted

Timeframe

  • Unlimited timeframe for all profit targets

  • ✅ No pressure or expiration date

  • ✅ Trade at your own pace

6.3. Maximum daily loss

The Maximum daily loss limits the loss you are allowed to incur in a single day. This rule protects you from excessive risk and promotes disciplined risk management.

Overview of all models

Instant Funding

3%

1-Step Challenge

3%

2-Step Challenge

5%

Calculation

At 00:00 UTC we take the higher value of balance or equity and subtract from it the fixed percentage of the original account balance.

INSTANT FUNDING & 1-STEP CHALLENGE (3%)

Example 1 ($100,000 account): If you have an open trade with $2,000 profit, your equity is $102,000. The equity must not fall below $99,000 ($102,000 - $3,000).

Example 2 ($100,000 account): If you have an open trade with -$2,000 loss, your equity is $98,000. Since the balance ($100,000) is higher, this is used for calculation. The equity must not fall below $97,000 ($100,000 - $3,000).

2-STEP CHALLENGE (5%)

Example ($100,000 account): Maximum daily loss: $5,000 (5%)

If you have equity of $103,000, the equity must not fall below $98,000 ($103,000 - $5,000).

important notes

  • The daily loss is reset daily at 00:00 UTC reset

  • Equity = Balance + open positions

  • If exceeded your account is immediately stopped

  • Unrealized losses from open trades are counted

6.4. Maximum overall loss (Drawdown)

The Maximum overall loss (Drawdown) is the maximum loss you are allowed to incur in total during the Challenge – regardless of time period.

Overview of all models

Instant Funding

5%

Daily-Reset Equity Drawdown

1-Step Challenge

6%

Daily-Reset Equity Drawdown

2-Step Challenge

8%

Static

Calculation

In Instant and 1-step Challenge the drawdown "follows" your gains upwards. In the 2-step Challenge it remains fixed.

Important: The drawdown includes all losses, fees and also open positions. If you breach the limit, your account will be stopped.

INSTANT FUNDING (5%)

Example 1 ($100,000 account): You start with drawdown at $95,000 ($100,000 minus $5,000). If you make $3,000 profit, your balance rises to $103,000. Your new drawdown is now $98,000 ($103,000 minus $5,000).

Example 2 (Drawdown fixation): Once you reach 5% profit from the starting capital, the drawdown is permanently "frozen" at your original account balance - it no longer follows upwards.

In addition a 1% safety buffer is added, so the final drawdown is $99,000 - it no longer follows upwards.

1-STEP CHALLENGE (6%)

Example 1 ($100,000 account, Daily-Reset system): You start with drawdown at $94,000 ($100,000 minus $6,000). If you make $3,000 profit, your balance rises to $103,000. Your new drawdown is now $97,000 ($103,000 minus $6,000).

Example 2 (Drawdown fixation): Once you reach 6% profit from the starting capital, the drawdown is permanently "frozen" at your original account balance - it no longer follows upwards.

In addition a 1% safety buffer is added, so the final drawdown is $99,000 - it no longer follows upwards.

2-STEP CHALLENGE (8%)

Example (Fixed drawdown at $100,000 account): No matter how much profit you make, your drawdown always remains at $92,000 ($100,000 minus $8,000). It never moves.

important notes

  • Unrealized losses from open positions are counted

  • If exceeded the account is immediately stopped

  • Daily-Reset System: Drawdown adjusts daily to the highest equity

  • Fixation: At 5%/6% profit drawdown is "frozen" + 1% safety buffer is added

6.5. Leverage

The Leverage determines how much capital you can move in relation to your position size.

At Core Funded the default leverage is 1:100. That means: For every $1 equity in the simulation you can move $100 in the market. For cryptocurrencies a reduced leverage of 1:5 applies, so with $1 equity you can move $5 in crypto positions.

6.6. Profit split

Core Funded offers a profit split of 80–90 %.

That means: From your profit you receive up to 90% as real payout. The remainder is used to cover costs and to maintain the model.

The exact amount depends on your account model, performance and the scaling level.

6.7. Inactivity rule

If within 30 days no trade is executed, the account will be automatically closed.

This applies to all accounts - Challenge and Funded Account.

6.8. News trading rule

During the Challenge: Yes, news trading is fully allowed.

After the Challenge (Funded Account): News trading is restricted.

Lockout times for Funded Accounts

You are not allowed to open or close trades 5 minutes before and 5 minutes after the following events:

  • High-Impact News Events (red folders in the economic calendar)

  • FOMC speeches, statements and news events

What happens in case of violations?

Trades during lockout times do not lead to account suspension, but all profits from these trades are removed.

Why this rule?

News events can cause extreme volatility and unpredictable price movements. This rule protects both you and us from extraordinary market conditions that have nothing to do with trading skill.

Tip: Use an economic calendar to plan high-impact events in advance and time your trades accordingly.

6.9. Hedging, Martingale and trading without Stop Loss

Hedging: Yes, hedging is allowed on the same account.

Martingale: Yes, Martingale strategies are allowed.

Stop Loss: No, Stop Loss is not mandatory. You can trade without a Stop Loss.

6.10. Minimum trading days

The Minimum trading days promote consistency and responsible risk management. You must achieve at least 0.5% profit on a certain number of days.

Overview of all models

Model

Challenge phase

Funded Account

Instant Funding

5 days

5 days

1-Step Challenge

3 days

3 days

2-Step Challenge

3 days

3 days

How it works

  • You must on X days achieve at least 0.5% profit achieve

  • The days do not have to be consecutive be

  • Only realized profits (closed trades) count

  • Each day with 0.5%+ net profit counts as a "qualifying day"

INSTANT FUNDING (5 days)

Example:

  • Day 1: +0.6% ✅ (counts)

  • Day 2: +0.2% ❌ (does not count)

  • Day 3: -0.1% ❌ (does not count)

  • Day 4: +0.8% ✅ (counts)

  • Day 5: +0.5% ✅ (counts)

  • Day 6: +0.7% ✅ (counts)

  • Day 7: +0.9% ✅ (counts)

After Day 7 you have reached 5 qualifying days.

1-STEP & 2-STEP CHALLENGE (3 days)

Both in the Challenge and in the Funded Account you must achieve 3 qualifying days respectively.

Example Challenge phase:

  • Day 1: +0.7% ✅ (counts)

  • Day 2: +0.3% ❌ (does not count)

  • Day 3: +0.6% ✅ (counts)

  • Day 4: +0.5% ✅ (counts)

After Day 4 you have reached the 3 days for the Challenge.

Example Funded Account: After successful completion the count restarts. You again require 3 qualifying days with 0.5%+ profit each.

important notes

  • Minimum profit: 0.5% net profit per qualifying day

  • Not consecutive: Days can be distributed arbitrarily

  • Only realized profits: Open positions do not count

  • UTC time: Trading day runs from 00:00 to 23:59 UTC

6.11. Overnight & Weekend Trading

Overnight positions: Allowed - you can easily hold trades overnight.

Weekend positions: Allowed - holding trades over the weekend is also possible without restrictions.

Crypto trading: Available 24/7, including on weekends.

Your trading freedom: Trade on your own schedule. Whether swing trading, longer-term positions or crypto around the clock - you decide.

6.12. EAs, Trade Copier & Copy Trading

Expert Advisors (EAs): Allowed - you can use EAs that fit your own strategy and trading style.

Trade Copier: Allowed - you can use trade copier software.

Copy Trading: Allowed - you can use copy trading between different accounts.

What is allowed in copy trading:

  • Copy trading between Core Funded accounts

  • Copy trading from Funded accounts to Challenge accounts and vice versa

  • Copy trading between Core Funded accounts and external accounts

Important condition: Copy trading is only allowed between personal accounts that are legally tied to the same account holder.

Automated trading: Use technology to your advantage. Whether self-programmed EAs, proven automated systems or copy trading - both are possible.

Important note: Also with automated trading and copy trading all Challenge rules (daily loss, drawdown, consistency rule) apply to each account individually.

6.13. Consistency rule

The consistency rule ensures that no single profit day constitutes an excessive percentage of the total profit. This promotes consistent and disciplined trading across multiple trading days.

Percentages by challenge type

challenge type

maximum daily profit

description

Instant

15%

No single profit day may account for more than 15% of the total profit

1-step

30%

No single profit day may account for more than 30% of the total profit

2-step

30%

No single profit day may account for more than 30% of the total profit

examples

Instant (15% rule) Example: With a total profit of $2,000, a maximum of $300 (15%) may be earned in one day.

1-step & 2-step challenge (30% rule) Example: With a total profit of $5,000, a maximum of $1,500 (30%) may be earned in one day.

important notes

  • The consistency rule is only checked during the payout phase

  • It applies to the net profit of the day (profits minus losses)

  • Traders may continue trading until the score is reached

  • Payout may be restricted if the rule is violated

  • The rule promotes sustainable trading behavior

purpose of the rule

The consistency rule serves to:

  • prevent gambling-like trading

  • promote consistent performance across multiple days

  • improve risk management

  • reward sustainable trading strategies


7. SIMULATED FUNDED ACCOUNT (CORE FUNDED TRADER)

7.1. Type of funding

7.1.1. The simulated funded account, despite live market data, does not hold real funds.

7.1.2. Payouts or profit shares are virtual payout claims that Core Funded pays out partially based on a separate agreement.

7.2. Profit Share

7.2.1. By default, the customer receives 80% of the net profits generated in the simulator. With corresponding add-ons, this share can increase up to 90%.

7.2.2. Each payout can comprise a maximum of 50% of the total profit. The maximum payout amount per request is $2,500 (accounts up to $100,000) or $5,000 (accounts over $100,000). The remaining profit will be available in the next payout period.

7.3. Swiss Guard System

Core Funded's Swiss Guard System sets clear limits on the risk a trader may take with a single trading idea. This rule was designed to promote responsible trading while protecting both the trader's account and our capital.

Where Swiss Guard applies

Swiss Guard applies exclusively to:

  • Funded Accounts (Instant Funding or after successful completion of a Challenge)

  • One-Step and Two-Step Challenges are not affected.

How Swiss Guard works

Swiss Guard continuously monitors your trading positions. If the unrealized loss of a trading idea reaches 2% of the account balance, all positions of that trading idea will be automatically closed and the losses realized.

Definition of a trading idea: A trading idea comprises one or more positions on the same market instrument in the same direction.

Example: If you have an account with $100,000 and your EUR/USD long positions together are $2,000 in the red, Swiss Guard will automatically close all EUR/USD long positions. Your other trades (e.g. GBP/USD short) remain unaffected. You can open new trades immediately thereafter.

This rule ensures that no single trading idea causes excessive damage to the account balance and supports consistent and disciplined risk management.

Consequences of repeated triggering

  • 1st trigger: Profit Split is reduced to 50%

  • 2nd trigger: Account is permanently closed

Why is there Swiss Guard?

This rule provides:

  • Clarity, structure and accountability in risk management

  • Effective control of risk to protect accounts from large losses

  • Sustainability and consistency in trading so that traders can be successful in the long term

By following these guidelines, traders ensure they operate within a stable and structured framework that supports their long-term performance.

7.4. Inactivity and Termination

7.4.1. If the account remains inactive for 30 days, it may be considered “breached” and closed.

7.4.2. In the event of violations of risk rules or prohibited practices, the profit-sharing right expires; Core Funded may close the account immediately.


8. PAYOUTS

8.1. How do payouts work?

14 days after the first trade on a Funded Account the first payout can be requested. Thereafter, payouts are possible every 14 days .

Requirements

  • Account balance must be above the original account balance

  • No rule violations

  • All positions must be closed (no open trades or orders)

Processing

Procedure

  1. You request your payout in the dashboard

  2. We review your profit & your compliance with the rules

  3. Payout is made via SEPA, international bank transfer or cryptocurrency

We guarantee to process your payout within 24 hours. In case of delay you will automatically receive 100% of your profit.

The 24-hour period only begins once your account has been reviewed and all requested documents have been fully submitted. Pending documents pause the period.

Minimum amounts

  • Funded Account payout: $100 minimum

  • Affiliate payout: $100 minimum

8.2. Fee Refund

The Challenge fee will be fully refunded if you receive your fourth payout (receive).

If you lose your account before the fourth payout due to a serious rule violation, the fee is non-refundable.


9. CONSUMER RIGHTS AND RIGHT OF WITHDRAWAL

9.1. Cancellation policy for the purchase of digital content for consumers

Right of withdrawal

  • You have the right to withdraw from this contract within fourteen days without giving any reason. The withdrawal period is fourteen days from the day the contract is concluded.

  • To exercise your right of withdrawal, you must inform us Core Funded (Fingrow LTD), Istanbul 10, Athanasia Court, Office No.9, 6025 Larnaca, Cyprus, Phone: +49 30 22 39 95 38 30, Email: [email protected], by means of a clear statement (e.g. a letter sent by post or email) of your decision to withdraw from this contract. You may use the attached model withdrawal form, but it is not obligatory.

  • To meet the withdrawal deadline it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.

Effects of withdrawal

  • If you withdraw from this contract, we shall refund to you all payments received from you, including the costs of delivery (except for the supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us), without undue delay and in any event not later than fourteen days from the day on which we are informed about your decision to withdraw from this contract. We will use the same means of payment for this reimbursement that you used for the initial transaction, unless you have expressly agreed otherwise; in any event you will not incur any fees as a result of such reimbursement.

Expiry of the right of withdrawal

  • The right of withdrawal expires for a contract for the supply of digital content not supplied on a tangible medium if we have begun performance of the contract after you have given your explicit consent that we may begin performance of the contract before the withdrawal period has expired and you have acknowledged that you will lose your right of withdrawal once the contract has been fully performed by us.

9.2. Model withdrawal form

(If you wish to withdraw from the contract, please complete this form and return it).

To Core Funded (Fingrow LTD) Istanbul 10, Athanasia Court, Office No.9 6025 Larnaca, Cyprus Phone: +49 30 22 39 95 38 30 Email: [email protected]

  1. I/We hereby give notice that I/we () withdraw from the contract concluded by me/us () for the purchase of the following goods ()/ the provision of the following service ()

  2. Ordered on ()/received on ()

  3. Name of consumer(s)

  4. Address of consumer(s)

  5. Signature of consumer(s) (only if this form is notified on paper)

  6. Date(*)

(*) Please delete as appropriate

9.3. Purchase terms and No-Refund Policy

9.3.1. Purchase of products and services

  • Core Funded may offer various products, services, or access to certain parts of the website for one-time fees on its website or via affiliates/white-label partners. Prices and availability may change without prior notice.

  • It is the customer's responsibility to carefully review the applicable terms and conditions before purchasing. By purchasing, the customer confirms that they have understood and accepted these terms.

9.3.2. Availability after payment

  • Once payment for a service or product has been fully processed, the service or access to the corresponding website area will be provided immediately or in a timely manner.

9.3.3. No refunds

  • All purchases of services and products from Core Funded are final; there is no entitlement to a refund.

  • One-time fee for evaluation: The fee for an evaluation attempt (Challenge) is a service that is performed from the time of purchase. Since the service begins immediately or very soon thereafter, refunds are excluded; all transactions are final.

  • This also applies if you purchase an evaluation via external platforms or affiliate providers – in this case you expressly confirm that no refund will be made.

9.3.4. Dispute policy

  • Customers who unlawfully initiate a chargeback or payment dispute with their bank will be permanently excluded from the platform.

  • If you have questions about payments or possible disagreements, please contact Core Funded support in advance.


10. LIABILITY AND DISCLAIMER

10.1. Principles of limitation of liability

10.1.1. Liability for intent and gross negligence Core Funded is fully liable within the limits of statutory provisions for damages caused by intent or gross negligence of Core Funded, its legal representatives or vicarious agents. The same applies to damages resulting from injury to life, body or health.

10.1.2. Slightly negligent breach of essential contractual obligations In the case of a slightly negligent breach of essential contractual obligations (cardinal obligations), Core Funded's liability is limited to foreseeable, contract-typical damages. Essential contractual obligations are those which are of outstanding importance for achieving the contractual purpose and on whose fulfillment the customer may regularly rely.

10.1.3. No further liability Beyond this – and to the extent legally permissible – Core Funded's liability is excluded. This applies in particular to damages or claims that do not fall within the scope of clauses 10.1.1 and 10.1.2.

10.2. Scope of the disclaimer of liability

10.2.1. Indirect and consequential damages To the extent legally permissible, Core Funded is not liable for indirect or consequential damages, loss of profits, business interruptions, data loss, missed revenue opportunities or financial expenses related to the use of our services.

10.2.2. Liability for external trading activities Core Funded accepts no liability for losses you may incur on real trading accounts or with third parties, even if you use strategies or information from our demo services or simulation environments. All real investment and trading decisions are entirely your responsibility.

10.2.3. Availability and accuracy Core Funded does not guarantee the permanent, error-free availability of its website, trading platform or data feeds. We do not guarantee uninterrupted accessibility nor the accuracy or completeness of price, market or other information displayed on our platforms.

10.2.4. No investment or legal advisory relationship The information, services and simulated environments provided by Core Funded do not constitute investment advice or legal or tax advice. We accept no liability for potential financial or legal disadvantages arising from the customer's independent use of such information.

10.3. Force majeure and influence of third parties

10.3.1. Force majeure Events beyond our control (e.g. natural disasters, official orders, strikes, pandemics, server outages, cyberattacks) release Core Funded from its performance obligations for the duration of the disruption. Core Funded is not liable for resulting impossibility or delay in performance.

10.3.2. Influence of third parties Core Funded bears no responsibility if disruptions, outages or damages are caused by third parties (e.g. payment providers, internet providers, data centers, hostings or cooperation partners) and are outside our direct control.

10.4. Final liability provisions

10.4.1. Mandatory statutory rights The above disclaimers and limitations of liability do not apply where mandatory statutory provisions oppose this, in particular under product liability law or in the case of injury to life, body or health.

10.4.2. Relationship to other clauses If other sections of these Terms and Conditions contain specific warranty exclusions or limitations/exclusions of liability, those provisions shall apply in addition to clauses 10.1 to 10.3 and complement each other insofar as they are not contradictory.


11. INFRINGEMENTS AND SANCTIONS

11.1. Illegal use

11.1.1. If we become aware of illegal content or user actions, we may remove such content and/or suspend or delete the user's account.

11.2. Sanctions for violations

11.2.1. If the customer violates these Terms and Conditions (in particular the prohibited trading practices), Core Funded may, at its discretion, restrict or terminate the services in whole or in part.

11.2.2. Profits may be withheld and accounts may be closed.

11.3. Indemnification

11.3.1. The customer indemnifies Core Funded from all third-party claims caused by the customer's culpable breach of these Terms and Conditions or applicable laws.


12. DATA PROTECTION

12.1. Data collection, processing and use

12.1.1. General principles Core Funded collects, processes and uses the customer's personal data only in accordance with applicable data protection provisions, in particular the EU General Data Protection Regulation (GDPR) and the Federal Data Protection Act (BDSG).

12.1.2. Purposes and legal bases

  • Processing is carried out in particular for the performance of the contract, to fulfill legal obligations (e.g. under AML or KYC laws), to protect Core Funded's legitimate interests or based on the customer's consent pursuant to Art. 6(1)(a)–(f) GDPR.

  • To the extent processing is necessary for the initiation, performance and settlement of the contractual relationship, Art. 6(1)(b) GDPR serves as the legal basis.

12.1.3. Types of data collected Collected data includes, among other things, contact details (e.g. name, email), payment information if applicable, usage and communication data (e.g. IP address, log files) and any additional data you provide during the business relationship.

12.1.4. Details in the privacy policy Further detailed information on purposes, legal bases, recipients and storage periods can be found in our privacy policy: https://docs.corefunded.io/rechtliche-hinweise/datenschutzerklarung

12.2. Disclosure of data to third parties

12.2.1. Service providers and authorities Core Funded may share your personal data with contracted service providers or authorized institutions to carry out compliance checks (e.g. KYC, anti-money laundering and fraud prevention, AML) or to fulfill legal obligations (e.g. forwarding data to supervisory or law enforcement authorities), provided there is a legal basis (Art. 6(1)(c) GDPR).

12.2.2. Data processing on our behalf If data processing is carried out on our behalf by external service providers (e.g. hosting, payment or KYC providers), Core Funded concludes data processing agreements (pursuant to Art. 28 GDPR) with these providers to ensure the protection of your data.

12.2.3. Cross-border data transfer If data is transferred to countries outside the European Economic Area (e.g. to cloud or payment providers), Core Funded ensures an adequate level of data protection (e.g. via EU standard contractual clauses).

12.3. Retention, deletion and blocking

12.3.1. Legal retention obligations Personal data is stored only as long as it is necessary for the fulfillment of the respective purposes, unless there are legal retention obligations (e.g. commercial or tax law provisions).

12.3.2. Deletion / blocking

  • Upon termination of the contract or at your request, your data will be deleted or blocked as soon as it is no longer required for contract processing or mandatory retention.

  • To the extent legal provisions require further storage (e.g. under HGB, AO or AML laws), data will be blocked instead of deleted until the retention period expires.

12.4. Data subject rights

12.4.1. Access, rectification, deletion You may at any time request access to your stored personal data in accordance with applicable law (Art. 15 GDPR). You also have the right to rectify incorrect data (Art. 16 GDPR) and, under certain circumstances, the right to erasure (Art. 17 GDPR).

12.4.2. Restriction, objection, portability

  • Pursuant to Art. 18, 20 GDPR you may request restriction of processing or receive your data in a structured, common and machine-readable format.

  • You also have the right to object to processing (Art. 21 GDPR) if specific reasons exist.

12.4.3. Withdrawal of consent If the processing is based on your consent (Art. 6(1)(a) GDPR), you may withdraw it at any time with effect for the future, without affecting the lawfulness of processing based on consent before its withdrawal.

12.4.4. Right to lodge a complaint For data protection concerns you have the right to contact a supervisory authority, in particular in the EU Member State of your habitual residence or of the location of our establishment (Art. 77 GDPR).

12.5. Contact for data protection

If you have questions about the processing of your personal data or your rights, you can contact us at any time – or, if applicable, our data protection officer:

Core Funded (Fingrow LTD) Istanbul 10, Athanasia Court, Office No.9, 6025 Larnaca, Cyprus [email protected]


13. CHANGES TO THE TERMS AND CONDITIONS

13.1. Changes without material impact

13.1.1. Purely formal or clarifying adjustments Core Funded is entitled to make non-material changes to these Terms and Conditions, provided they do not have adverse effects on the customer's core obligations. This includes, for example, linguistic adjustments, correction of typos, clarifications, changes of contact or address details, editorial error corrections or adjustments to changed technical formats.

13.1.2. Effectiveness without prior notice Such non-material changes become effective without separate notification as soon as they are published on our website or in the customer area. There is no right to object in these cases, as no adverse change to the customer's rights arises.

13.2. Material changes

13.2.1. Notification of significant changes If changes to these Terms and Conditions affect material contractual elements or significantly impair the customer's rights and obligations (e.g. changes to the main service, liability rules, fees), we will inform the customer at least 7 days before they come into effect, e.g. by email or in the customer area.

13.2.2. Customer's right to object The customer may object to the changes in writing (e.g. by email) within 7 days of receipt of the amendment notice.

13.2.3. Consequences of objection If the customer objects to the material changes in due time, Core Funded may terminate the contractual relationship with immediate effect. Fees already paid will be refunded pro rata in accordance with legal provisions, unless there is an immediate reason for exclusion.

13.2.4. Continuation of use If the customer does not exercise the right to object and continues to use the services after the 7-day period, the new Terms and Conditions are deemed accepted and will become effective at the announced time.


14. TERM, TERMINATION AND SUSPENSION

14.1. Term

14.1.1. The contractual relationship runs for an indefinite period unless a limited offer (e.g. evaluation period) is agreed.

14.2. Termination by the customer

14.2.1. The customer may terminate the contractual relationship at any time with 7 days' notice. This can be done in writing (email to [email protected]) or in text form via the customer area.

14.2.2. If termination occurs during an ongoing service (e.g. evaluation), there is no entitlement to (pro rata) refund unless required by law.

14.3. Termination by Core Funded

14.3.1. Core Funded may terminate the contract without notice if there is an important reason (e.g. serious violations, abuse, fraud).

14.3.2. Core Funded may also terminate the contract ordinarily with 7 days' notice.

14.4. Suspension

14.4.1. Instead of termination, Core Funded may temporarily block the account (e.g. during investigations or suspicion).

14.4.2. The customer will be informed immediately; if the suspicion is not confirmed, the account will be reactivated.


15. DISPUTE RESOLUTION

15.1. Internal complaint procedures

15.1.1. Customers can direct complaints to our support ([email protected]). We strive to resolve issues promptly.

15.2. Alternative dispute resolution

15.2.1. The EU Commission has provided a platform for online dispute resolution at https://ec.europa.eu/consumers/odr/.

15.2.2. We are neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board.

15.3. Jurisdiction

15.3.1. For all disputes arising from or in connection with this contract, the registered office of Core Funded shall be the place of jurisdiction – insofar as this is legally permissible.

15.3.2. Mandatory consumer protection provisions remain unaffected.


16. FINAL PROVISIONS

16.1. Applicable law and jurisdiction

16.1.1. Consumers (§ 13 BGB) For contracts with consumers, the law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods. Mandatory consumer protection provisions of the state in which the consumer has their habitual residence remain unaffected – regardless of where the consumer places the order from.

16.1.2. Special provision for consumers with habitual residence in Austria Contrary to clause 16.1.1, for consumers with habitual residence in the Republic of Austria, the law of the Republic of Austria applies, excluding the UN Convention on Contracts for the International Sale of Goods. The application of mandatory Austrian consumer protection provisions remains unaffected in any case. The place of jurisdiction for all disputes arising from or in connection with the contract is the statutory court at the consumer's place of residence.

16.1.3. Entrepreneurs For all other contractual partners, the law of the Republic of Cyprus shall apply.

16.2. No additional consumer protection codes

16.2.1. Core Funded has not adopted any special codes of conduct beyond legal requirements.

16.3. Entire agreement

16.3.1. These Terms and any separate agreements (e.g. privacy policy, written side agreements) constitute the entire agreement between the parties. There are no oral side agreements.

16.4. Assignment

16.4.1. Core Funded may assign its rights and obligations under this contract to third parties, provided this does not materially impair the customer's interests.

16.4.2. The customer may assign their contractual claims only with prior written consent from Core Funded.

16.5. Severability clause

16.5.1. Should individual provisions of these Terms be wholly or partially invalid or unenforceable, the validity of the remaining provisions shall remain unaffected.

16.5.2. The invalid provision shall be replaced by a valid provision that comes closest to the economic purpose of the invalid provision.

16.6. No implied amendment

16.6.1. A waiver or non-enforcement of a provision in individual cases does not constitute a permanent waiver or an amendment of the Terms and Conditions.

16.7. Notices

16.7.1. All notices to the customer are sent by email or via the customer area and are deemed delivered when sent to the latest contact address provided by the customer.

16.8. FAQ and precedence

16.8.1. Core Funded refers for quick clarification of frequently asked questions to its FAQ section (e.g. account merging, add-ons, payout limits).

16.8.2. In case of contradictions between FAQ content and these Terms and Conditions, these Terms and Conditions take precedence.

16.9. Effective date

16.9.1. These Terms and Conditions come into effect on the date published on the website.


Effective from: 26 July 2025

Core Funded (Fingrow LTD) – All rights reserved

By using Core Funded's services you confirm that you have read, understood and accepted these Terms and Conditions.


Contact:

  • Phone: +49 30 22 39 95 38 30

  • Address: Istanbul 10, Athanasia Court, Office No.9, 6025 Larnaca, Cyprus

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